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It’s a strategic tool for those who seek flexibility. Entry-level plans may start from £45 per month, especially for those under 40.
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Many providers now offer incentives for wellness tracking, encouraging lifestyle improvements.
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Market analysis show that over 6.2 million UK residents now hold private policies, with group policies accounting for nearly 80% of all active policies.
Monthly costs vary—£30 is typical for younger adults. Major health brands such as General & Medical now offer modular policies that align with individual preferences.
It’s a mainstream alternative for those who want control.